The Payments Experts

PCL provides clients with deep subject matter expertise from the world of cards, loyalty and payments.

Developing Clear Strategies

We help our clients develop, define and deploy their payments strategies, whether Card, Mobile or Digitally based.

Strong data driven insight, together with an unrelenting focus on both the customer proposition and the commercial business case, enables our clients to make robust and informed decisions.

Our consultants use their subject matter expertise to solve difficult or new problems and are all industry practitioners who know their speciality from the bottom up and have had the responsibility to actually deliver change in their organisations (rather than just recommend it!). This means we know the trade-offs that often need to be made in terms of project delivery and can rank their relative importance to decision making.

A Proven Track Record

There are four key points that define what PCL offer:

  • We empower clients to navigate change and complexity in the world of Cards and Payments (due to technology, regulation, consumer change and economic pressures).
  • Our value proposition is to enable frictionless commerce across payments value chain, from the consumer, merchant and payments provider.
  • We do this by combining the tenacity of a strategic consultancy with the curiosity and enthusiasm of subject matter experts.
  • Our outputs sit on the desk not on the shelf, and they are relevant, actionable and timely.

Working across the payments value chain from international brands to start ups

Acquirers, Issuers, Banks & Payment Schemes, Retailers & Major Brands,
Payments Technology Providers, Payment Service Providers and Payment Processors

National Australia Bank